Franchise Loans Up To $250,000

Simple application. Simple process.

Franchise loans with competitive rates and flexible terms.

Suppose you are a single-unit or multi-unit franchise owner. In that case, there may come a time when you need an influx of capital to cover the costs of employee payroll, inventory, utilities, and business taxes. In addition, there are franchise marketing and royalty fees that you pay your franchisor. These franchise-related expenses can add up fast. However, you have come to the right place if you do not have enough cash for your ongoing operating costs. Balboa Capital is a top-rated business lender that offers franchise loans with competitive rates and flexible repayment terms.

Balboa Capital is the preferred or recommended lender for many franchise brands. They selected us based on our ability to deliver fast, hassle-free funding, not to mention the industry expertise our team of franchise funding managers brings. Over the years, Balboa Capital has extended franchise business funding to franchisees in the quick service restaurant, hospitality, fitness, business service, and automotive industries, among others.

  • Loans from $20,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Franchise loans in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

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Minimum of one year in business

$300,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

We make the entire process easy and efficient.

After you submit your application, it will be reviewed promptly during regular business hours, and we will contact you with a decision. If your franchise funding request is approved and you want to move forward, your dedicated Balboa Capital account manager will ensure that everything is managed promptly, plus be available to answer any questions you have. Get started now!

coffee shop franchise owner on the phone

Experience, capabilities, and five-star customer service.

When it comes time to choose a lender for your franchise, you have quite a few options. First, you want a direct lender that offers franchise funding with favorable rates and simple repayment options. However, other things are essential, too. These include the lender’s reputation in the market, particularly among other franchise owners, and their experience in the franchise sector. Balboa Capital has hundreds of five-star customer reviews online, and we have been providing franchise funding for many years.

franchise loans, loan for franchise

Loans for these and many other daily franchise needs.

Pay suppliers

Pay suppliers

Employee payroll

Employee payroll

Inventory

Inventory

Business taxes

Business taxes

Working capital needs

Working capital needs

Franchise fees

Franchise fees

Short-term franchise funding may improve your credit score.

Paying your bills on time and keeping your franchise’s information current with the credit bureaus can help improve your business credit score. Plus, repaying a short-term franchise loan on time may boost your credit score. But, on the flip side, your credit rating will suffer if you don’t repay what you borrow.

Keep in mind that short-term funding might require more frequent payments. So, looking at your franchise’s sales revenue, operational costs, and cash flow is a good idea to see how much you can afford to borrow. Knowing how much you will need to pay can help establish a realistic budget.

Answers to frequently asked questions about franchise funding.

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Reasons to choose Balboa Capital.

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Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process