Coffee Shop Equipment Financing
Simple application. Simple process.
Coffee shop equipment financing is grounds for saving money.
Having the right equipment can give your coffee shop a competitive advantage. However, it offers the highest return on investment but comes with a high price tag. Fortunately, coffee shop equipment financing can help you save your existing cash for the future. That is because you will not need to make a huge upfront purchase. Instead, you get funds to finance coffee shop equipment and make predictable monthly payments over a specific term. Balboa Capital is a top-rated direct lender that offers coffee shop equipment financing.
You can apply for equipment financing right here on our website. If your application is approved and you decide to move forward, one of our helpful equipment financing specialists will contact you to discuss your options and answer any questions. Balboa Capital offers competitive rates, flexible repayment terms, and rapid funding.
- Application-only for hard collateral up to $500,000
- Application-only for soft collateral up to $350,000
- If approved, same-day funding is available
- Easy online application
- One-hour approval decisions during regular business hours
- Flexible terms available
- Competitive rates
Equipment financing in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our normal business hours.
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If your application is approved, funds will be provided fast.
What we look for.
Minimum of one year in business
$100,000+ in annual revenue
FICO® score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.
Financing for espresso machines, menu boards, pour-over stations, and more.
No matter what city or town your coffee shop is located in, you are probably competing against large coffee chains and other independent coffee shops. Because of this, you must ensure your establishment offers great-tasting coffee and has an attractive, well-appointed interior. These things can help you stand out from the pack and make your coffee shop profitable.
Top-of-the-line brewing systems and espresso machines help you make drip coffee, lattes, cappuccinos, and more that will please even your most discerning customers. They are the perfect complement to the coffee beans you buy from coffee roasters and distributors. Finally, contact your accountant or business attorney and ask about the Section 179 tax deduction. Many types of equipment are eligible for this tax deduction, and they can let you know if the coffee shop equipment you want to finance qualifies for Section 179.
Reasons to choose Balboa Capital.
Bank-owned business lender
Over $8 billion funded nationwide
Simple, quick process
Resources for coffee shop owners.
How to run a profitable coffee shop
Learn how to attract customers, drive sales, and more.
Used equipment financing
Get funding to finance used business equipment.
How to start a customer loyalty program
A proven way to increase sales and repeat business.
