Retail Equipment Financing
Simple application. Simple process.
Retail equipment financing allows you to ring up savings.
If you own a brick-and-mortar retail store, there are many things you can do to attract shoppers and generate sales. These include marketing campaigns and promotions and stocking up on the latest products, styles, and buzzworthy trends. But what about the actual shopping experience? When discerning shoppers enter your store, they want everything clean, organized, and easy to reach.
This starts with having the right equipment, fixtures, and display cases throughout your store and a point-of-sale system that quickly gets your customers on their way. If you are in the market for these things and do not have enough cash to buy them outright, look to Balboa Capital. We offer retail equipment financing, which helps you get everything your store needs for predictable monthly payments.
- Application-only for hard collateral up to $500,000
- Application-only for soft collateral up to $350,000
- If approved, same-day funding is available
- Easy online application
- One-hour approval decisions during regular business hours
- Flexible terms available
- Competitive rates
Equipment financing in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our normal business hours.
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If your application is approved, funds will be provided fast.
What we look for.
Minimum of one year in business
$100,000+ in annual revenue
FICO® score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.
Funding for clothing racks, display cases, store fixtures, and more.
When selecting equipment and fixtures for your retail establishment, consider many things. First, they must fit within your floor plan and allow your customers to maneuver around quickly and safely. On top of that, your equipment and fixtures should mirror your brand identity to offer memorable and relevant shopping experiences. Then, once you have made your decision, apply for equipment financing.
If your application is approved and you decide to move forward, one of our helpful equipment financing specialists will contact you to discuss your options and answer any questions you have. Balboa Capital offers competitive rates, flexible repayment terms, and quick funding, so get started now!
Reasons to choose Balboa Capital.
Bank-owned business lender
Over $8 billion funded nationwide
Simple, quick process
Resources for retail business owners.
Importance of employee engagement
Fully committed employees can lead to more sales.
Section 179 and equipment financing
They work together if the equipment is eligible.
Guide to EBITDA
This helpful guide can help you understand EBIDTA.
