Small Business Loans Up To $250,000
Simple application. Simple process.
Small business loans that put your convenience first.
Do you need funding for your business? Balboa Capital offers small business loans, and we make the entire process a snap. You can apply for a small business loan from your computer or mobile device. We keep our application straightforward so you can complete it quickly.
We will review your application promptly and provide you with a decision right away during our regular business hours. If your application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions you have. You can then get back to doing business as usual and go about your day because your cash will soon be on its way.
- Loans from $20,000 to $250,000
- If approved, same-day funding is available
- Easy online application
- One-hour approval decisions during regular business hours
- Flexible terms available
- Competitive rates
Business loans in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our normal business hours.
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If your application is approved, funds will be provided fast.
What we look for.
Minimum of one year in business
$300,000+ in annual revenue
FICO® score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.
Fast small business loans, made easy.
Balboa Capital understands that business owners often need quick funding for things like inventory, payroll, supplies, emergencies, or time-sensitive business opportunities. If you are in a cash crunch and cannot afford to wait, we might be able to help. We are known for our ability to provide fast funding.
Our minimum requirements are one year in business, $300,000 or more in annual revenue, and a FICO® Score of 620 or higher. We will also look at other factors when evaluating your application.
Payments are designed to work with your budget.
Not only does Balboa Capital have competitive rates. We also have small business loans with predictable payments. Plus, you can repay your Balboa Capital loan daily or weekly through an automated clearing house (ACH) transfer from your business’s bank account.
This is a popular option because it saves money and is entirely automated. You can also prepay what you owe anytime without a penalty.
Loans for these and many other daily business needs.
Pay suppliers
Business expansion
Employee payroll
Marketing efforts
Inventory
Business taxes
The flexibility you want.
One of the best advantages of our loans is flexibility. You can use your funds for just about any business need or expense you have. After all, the funds are yours, and we think you should use them however you want. That said, it is a good idea to only take out a loan for important things for your business.
Also, it is worth noting that paying back your loan on time might boost your credit score. A higher credit rating can lead to more considerable borrowing power and lower interest rates in the future.
Answers to frequently asked questions about small business loans.
Reasons to choose Balboa Capital.
Bank-owned business lender
Over $8 billion funded nationwide
Simple, quick process
Helpful resources for small business owners.
How to get a business funding in 5 easy steps
Learn how to get your application approved.
Five factors that affect interest rates
These factors affect almost every borrower’s interest rate.
Why loans for small businesses get rejected
Learn common reasons why applications are rejected.
