Commercial Financing For Middle-Market Companies
We structure and facilitate transactions ranging from $50,000 to over $10 million.
Custom-tailored commercial financing solutions for business growth and success.
Whether you need funding to finance a capital equipment purchase or a technology refresh program, or an unsecured business loan to cover your company’s operating costs, purchase inventory, or expand your operation, Balboa Capital can help. We are a leading provider of commercial financing for middle-market companies nationwide.
Balboa Capital structures and delivers equipment financing solutions and unsecured business loans for middle-market companies that have been in business for at least one year and have annual revenues above $10 million. As a division of Ameris Bank, we have the financial strength and stability you want in a business lender.
- Equipment financing
- Unsecured business loans
- Middle-market industry expertise
- Single point-of-contact at every step
- Focused on long-term relationships
- Competitive rates
- Flexible term options
Commercial financing in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our regular business hours.
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Receive funding if your application is approved.
What we look for.
Minimum of one year in business
$10 million+ in annual revenue
FICO® score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute approval.
If you apply for equipment financing or an unsecured business loan, additional lending criteria will determine your eligibility.
Equipment financing.
With equipment financing from Balboa Capital, your middle-market company can acquire equipment, technology, machinery, vehicles, and other business assets without tying up large amounts of capital upfront. This allows for smoother cash flow management.
Plus, making predictable monthly payments over a set term will enable you to preserve your company’s working capital for future investments, product launches, and other growth-related initiatives.
- Transactions from $50,000 to over $10 million
- Application-only for hard collateral up to $500,000
- Application-only for soft collateral up to $350,000
Unsecured business loans.
If you want to grow or expand your middle-market company, consolidate debt, or require funding for various expenses, such as inventory, supplies, or operational costs, consider an unsecured business loan from Balboa Capital. We offer unsecured loans for middle-market companies in various industries.
Obtaining an unsecured business loan can be a strategic move to fuel your company’s success and sustainability and help it meet your immediate and long-term growth goals.
- Unsecured loans from $50,000 to $1 million
- Competitive interest rates and flexible terms
- No prepayment penalties
Experienced, knowledgeable client service.
At Balboa Capital, we are committed to helping your middle-market company thrive by offering dependable commercial financing products backed by exceptional client service. You will work directly with a senior-level account manager who will create a personalized financing solution that meets your specific needs.
You can apply for equipment financing or an unsecured business loan from your computer or mobile device. We keep our application simple so you can complete it quickly. If your application is approved and you decide to move forward, your dedicated account manager will contact you to discuss the next steps and answer any questions.
Frequently asked questions about commercial financing.
Reasons to choose Balboa Capital.
Lender with an A+ BBB® rating
Over $7 billion funded nationwide
Simple, quick process
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