The Direct Lender You Can Count On
Small business funding is fast, easy, and hassle-free with Balboa Capital.
What is a direct lender?
A direct lender is a financing institution or company (e.g., bank, credit union, financing company, or business lender) that directly provides funding to small businesses. In addition, direct lenders such as Balboa Capital offer several business funding options.
The choice of businesses nationwide.
Balboa Capital is a top-rated business lender, and a division of Ameris Bank, that works with small businesses, middle-market companies, equipment vendors, and franchise owners across the United States. In addition to our large lending capacity, we afford you the benefits of competitive rates and flexible terms.
You can apply for funding from your computer or mobile device. We keep our application straightforward so you can complete it quickly. If your application is approved and you decide to move forward, we will contact you to discuss your options and answer any questions.
Business funding solutions that Balboa Capital offers.
All custom-tailored to your company’s specific needs.
The expertise you want.
Balboa Capital has an entire team of business funding experts and credit specialists on staff, which allows us to manage everything in-house. We review applications, run credit checks, and handle underwriting and approvals. As a result, we can quickly provide you with any of our business funding options.
Your security is always assured.
Cybersecurity is a concern of every business owner. We cannot go a month without hearing about a major security breach on the evening news. Therefore, you cannot afford to take any chances when applying for business funding from your computer or mobile device.
Balboa Capital has invested in the latest cybersecurity tools and bank-level encryption technology to protect your personal and business information.
Resources for small business owners.
About Balboa Capital
Learn what makes us a top-rated business lender.
Balboa Capital customer reviews
Unbiased reviews from our actual customers.
Our executive team
Meet the executives that lead Balboa Capital.
