Franchise Financing Up To $350K

Franchise financing from a top-rated business lender.

If you need funding to finance new furniture, fixtures, and equipment (FF&E), a property improvement program, a brand mandate, or a store remodel, look to Balboa Capital. We are a top-rated business lender that offers franchise financing nationwide. We can structure a flexible, affordable solution based on your specific needs and budget.

Balboa Capital has provided funding to single-unit and multi-unit franchise owners in many franchise industries throughout the United States. You will be glad to know that we have competitive rates and simple repayment terms. In addition, we are known for our quick turnaround times.

Application-only up to $350,000 for soft/hard collateral
If approved, same-day funding is available
Easy online application
One-hour approval decisions during regular business hours
24 to 72-month terms available
Competitive rates
We lend to first-time franchise operators who qualify

A hassle-free way to get franchise financing.

To get started, submit an application on our website. Then, if your application is approved and you want to move forward, a Balboa Capital account manager will contact you to discuss your options and explain the next steps.

You will work with the same person from start to finish, allowing a more personalized and efficient experience.

Payments are designed to work with your budget.

Affordability is one of the most significant benefits that franchise financing offers. The initial capital outlay is minimal, and your payments are designed to work with your budget and not leave you strapped for cash. In addition, predictable payments can help alleviate the worry and stress resulting from slow sales periods.

A preferred or recommended lender for many concepts.

Balboa Capital is proud to be a preferred or recommended lender for many franchise brands. We were selected based on our competitive rates, processing speed, and experience in the franchise industry.

Plus, we offer outstanding customer service. You will work with a friendly, helpful account manager who will answer your questions and help you pick the best program for your unique needs.

Answers to frequently asked questions about franchise financing.

What is franchise financing?

Franchise financing is funding that can be used for furniture, fixtures, and equipment (FF&E). In addition, it is an option for franchise owners who need funding for property improvement programs (PIPs), brand mandates, or remodeling and expansion initiatives.

What are the benefits of franchise financing?

This option does not require a large upfront payment that might disrupt your cash flow. Another benefit is that the monthly payments are predictable. Knowing how much is due each month can help you forecast your expenses. Finally, the equipment, furniture, POS systems, light fixtures, etc., that you finance might be eligible for the Section 179 tax deduction. Just make sure you confirm this with your accountant or business attorney.

How do I qualify for franchise financing?

Your franchise needs to be operating for more than one year, with $100,000 or more in annual gross revenues. We will also consider other criteria when evaluating your application, such as your credit score. Your Balboa Capital account manager will explain our requirements to you in greater detail.

How do I apply?

To get started with Balboa Capital, complete an online application that takes just a few minutes to complete. Then, we will promptly provide you with a credit decision during our regular business hours, and one of our account managers will call you to discuss the next steps and get everything in order.

What franchises can get funding?

Balboa Capital works with franchisees in many different industries. We are a preferred or qualified lender for some of the most prominent concepts in the United States. In addition, we develop custom-tailored financing solutions for franchisees who need funding for brand mandates, remodeling, PIPs, and FF&E.

What can I finance for my franchise?

Balboa Capital offers financing solutions for just about everything once your franchise is up and running. We provide funding to finance furniture, fixtures, and equipment (FF&E), property improvement programs (PIPs), brand updates, and remodeling/re-imaging.

Franchise Financing Up To $350,000

Franchise financing from a top-rated business lender.

Franchise financing in 3 easy steps.

Submit a simple online application.

Get a prompt decision during our normal business hours.

If your application is approved, funds will be provided fast.

What we look for.

Minimum of one year in business

$100,000+ in annual revenue

FICO^® score of 620 or more

A hassle-free way to get franchise financing.

Payments are designed to work with your budget.

Funding for just about everything your franchise needs.

A preferred or recommended lender for many concepts.

Answers to frequently asked questions about franchise financing.

Reasons to choose Balboa Capital.

Bank-owned business lender

Over $8 billion funded nationwide

Simple, quick process

Links with helpful business-related tips and information.

Franchise Financing Up To $350,000

Franchise financing from a top-rated business lender.

Franchise financing in 3 easy steps.

Submit a simple online application.

Get a prompt decision during our normal business hours.

If your application is approved, funds will be provided fast.

What we look for.

Minimum of one year in business

$100,000+ in annual revenue

FICO® score of 620 or more

A hassle-free way to get franchise financing.

Payments are designed to work with your budget.

Funding for just about everything your franchise needs.

A preferred or recommended lender for many concepts.

Answers to frequently asked questions about franchise financing.

Reasons to choose Balboa Capital.

Bank-owned business lender

Over $8 billion funded nationwide

Simple, quick process

Links with helpful business-related tips and information.

FICO^® score of 620 or more