Retail Business Loans
Simple application. Simple process.
Retail business loans to cover daily and seasonal expenses.
For your store to thrive and survive, you need access to growth capital, which is where Balboa Capital might be able to help. We offer retail business loans with predictable payments that you can use for your daily business needs. Use it to stock up on inventory, launch a marketing campaign, pay your employees, and more.
As a retail business owner, you are part of a gigantic industry experiencing healthy growth while facing changing consumer behavior and increased online shopping. However, you cannot assume your checkout lines will always have customers. Things like a lack of inventory, disorganized checkout counters, outdated signage, and advertising all work against the exceptional customer experience. A retail business loan can help address these issues.
- Loans from $20,000 to $250,000
- If approved, same-day funding is available
- Easy online application
- One-hour approval decisions during regular business hours
- Flexible terms available
- Competitive rates
Business loans in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our normal business hours.
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If your application is approved, funds will be provided fast.
What we look for.
Minimum of one year in business
$300,000+ in annual revenue
FICO® score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.
We support all types of retail establishments.
Balboa Capital is the small business lender of choice for mom-and-pop shops, independent grocery stores, clothing stores, discount stores, and specialty retailers, among many others. You can apply for a small business loan quickly right on our website. Then, if your loan application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions you have.
Finally, if we have not already given you enough reasons to select us for your funding needs, here are a few more. We have hundreds of verified 5-star customer review ratings online. Get started now!
Reasons to choose Balboa Capital.
Bank-owned business lender
Over $8 billion funded nationwide
Simple, quick process
Helpful information for retail business owners.
Retail business loans infographic
Facts about the United States retail industry.
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